John LeonardResidential Mortgage Loan Originator Texas Reverse Mortgage, Inc.
Hello. I’m John Leonard.
I would like to get to know you and I think it is only fair that I tell you a
little about myself. I am very happy to have the opportunity to serve you by
sharing my reverse mortgage knowledge, experience and service.
First though, let me tell you, in simple terms, what a reverse mortgage is:
It is a loan, like any other mortgage, except no payments are required until the last borrower no longer lives in the home. When that event occurs, the mortgage balance will be paid, usually, by selling the house. Any funds left after the mortgage is paid off go to whomever, the borrowers have designated.
My wife, Sue and I have called College Station our home since 1974. We are both University of Texas graduates and I have earned a masters in Education from Texas A and M University. My business background includes sales and marketing positions in financial services and entrepreneurial enterprises. Later in life, I found a calling to work with students with disabilities and after 10 years of enjoying teaching students with disabilities, I retired as a Special Education teacher
My Hobbies and Interests:
I love baseball. It has been a tradition in our family for generations and I am a tried and true Astros fan. Iam also a writer and avid reader. My wife, Sue, and I love to listen to live jazz and play a game of cards whenever we get the chance. We prefer gin rummy for the two of us and a good long of “gripe” when we are with family and friends. We like to take road trips whenever we can. We generally head west to New Mexico, Arizona or Colorado. We like the wide open spaces and the mountains.
We have great friends and we frequently spend the evening in conversation over a homemade meal. .We are blessed to have children and grandchildren living close to our home and we love to be the gathering place for special occasions.
I am 74 years of age at the time of this writing. Thus, I have experience with those issues that are unique to those of us at this stage of life. I have found that the reverse mortgage that I have had for three years has given us peace of mind by providing a solution to those concerns for the future that are financial in nature. I will share with you all that we thought about before we decided to proceed with a reverse mortgage and I think that will provide a valuable perspective that only someone who has a reverse mortgage can give you.
You and Me:
My dedication throughout my business career has been driven by my desire to please my clients. I will be available to you 24/7 and I will reliably communicate with you. I always keep your best interest in mind. I look forward to discussing your specific situation and sharing with you what I have learned about how a Home Equity Conversion Mortgage, more commonly known as a Reverse Mortgage, will provide a source of funds to use in any way you wish.
By the way, I encourage the involvement of your financial advisors and your children in the discussion.
I look forward to helping you. Please allow me to do so.
John Leonard, Loan Officer NMLS 397497